What it is
A benefit plan is a named offering — super salary sacrifice, a novated lease, corporate health cover, an employee assistance program — with a category, a provider, a cost structure and eligibility notes. The plan detail page shows you what it is, what it costs you, and lets you elect an amount and enrol from one place.
It matters because benefits are a real part of your reward, and the cost framing differs by plan. Some come out before tax, some after, some are employer-paid. Seeing the cost structure and your elected amount before you confirm means you enrol with eyes open, and your election shows up in your own benefits ledger straight away.
When to use it
- An enrolment window is open and you want to join a plan
- You’re comparing what a plan costs you before committing
- You want to salary-sacrifice into super or a novated lease
- You’re electing into health cover or an assistance program
- You want to set the amount you contribute per pay
How it works
Step by step.
- 1
Open the plan
From the benefits catalogue or your benefits home, open the plan you’re interested in. The header shows its category, provider and status.
- 2
Read the cost structure
See how the plan costs you — before tax, after tax or employer-paid — so you understand the real impact on your pay.
- 3
Check eligibility
Read the eligibility note to confirm the plan is open to you before you elect.
- 4
Elect your amount
Enter the amount you want to contribute and the frequency it applies at — per pay, monthly or annually.
- 5
Enrol
Submit your election. It moves into your benefits ledger as pending and becomes active once processed.
Worked example
Follow it through.
The scenario
Priya Nair wants to salary-sacrifice 100 dollars per pay into super while the enrolment window is open.
- 1 Open the Superannuation Salary Sacrifice plan from the catalogue.
- 2 Read the cost structure — pre-tax, so it reduces taxable pay.
- 3 Confirm she’s eligible from the eligibility note.
- 4 Elect 100 dollars per pay.
- 5 Submit the enrolment.
The result
Priya’s election appears in her benefits ledger as pending, then active, and the pre-tax amount is reflected in her per-pay rollup.
Tips & notes
Good to know.
- Before-tax plans reduce your taxable pay; after-tax come out of your net — the cost structure tells you which.
- Set the frequency deliberately so a per-pay amount isn’t read as monthly or annual.
- Your election shows in your own benefits ledger immediately, so you can confirm it took.
- If a salary-sacrifice plan would push you over your packaging cap, the packaging view shows how much room you have.
When you’re done
You’re enrolled in the plan at your chosen amount, and the election is recorded in your benefits ledger.